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Mortgage Dad Chad
United States
Приєднався 28 січ 2016
I am a full-service mortgage lender. I have 13 years of industry experience and have participated in assisting over 10,000 families and $3 Billion dollars in home loans.
I take an outside-of-the-box strategy approach with families to help them find the best option for their situation that allows them to create wealth for their future.
I also help consult people in building their real estate portfolios, rental properties, structure businesses, and LLCs, along with guidance in wealth protection.
My experience and content also help people save money by legally using the tax code to their maximum advantage in areas that may otherwise go overlooked.
I'm not a financial advisor but do enjoy teaching people having real, blunt conversations about these topics, and sharing my life experiences, both good and bad, to hopefully help and encourage others.
Chad Anderson NMLS #372289
I take an outside-of-the-box strategy approach with families to help them find the best option for their situation that allows them to create wealth for their future.
I also help consult people in building their real estate portfolios, rental properties, structure businesses, and LLCs, along with guidance in wealth protection.
My experience and content also help people save money by legally using the tax code to their maximum advantage in areas that may otherwise go overlooked.
I'm not a financial advisor but do enjoy teaching people having real, blunt conversations about these topics, and sharing my life experiences, both good and bad, to hopefully help and encourage others.
Chad Anderson NMLS #372289
MTM Episode 49: Home Buying Just Became More Affordable!
We're not exactly saying that it's "affordable", but every little bit helps, right? We seem to be riding the fence between a buyer's market and a seller's market - here are some ideas to leverage that if you're a buyer....
Please like, subscribe, follow, hit the bell, comment, DM, or do it all! I love interacting with people and am here to help with mortgage needs, rental property investment questions, financial literacy, etc.
NMLS 372289
Please like, subscribe, follow, hit the bell, comment, DM, or do it all! I love interacting with people and am here to help with mortgage needs, rental property investment questions, financial literacy, etc.
NMLS 372289
Переглядів: 14
Відео
MTM Episode 48: PMI (Mortgage Insurance) Actually SAVES You Money!
Переглядів 13День тому
You're WASTING money by not having PMI!! You think I'm crazy, dumb, stupid, and your dad probably disagrees with me. But, I guarantee you no one has shown you this secret to PMI. Check it out, and let me know what you think. We've been doing it all wrong for so long! Please like, subscribe, follow, hit the bell, comment, DM, or do it all! I love interacting with people and am here to help with ...
Realtor Resource Featuring Brittany Sircy of Compass Real Estate
Переглядів 414 днів тому
Do you really know what's going on in today's housing market? I spoke with Brittany Sircy of Compass Real Estate, and she shares actual stories about what clients have been surprised by, the tug-of-war between buyers and sellers, and more! Please like, subscribe, follow, hit the bell, comment, DM, or do it all! I love interacting with people and am here to help with mortgage needs, rental prope...
MTM Episode 47: How To Qualify For A House Loan In 5 Minutes!
Переглядів 1414 днів тому
Pre-Qualify yourself in 5 minutes!! Do you know if you could actually buy a house right now? Are you scared to ask? Are you over-confident or afraid of being told "no?" Do you think it takes hours, days, weeks, months? This video contains a simple and easy calculation to figure out how much you can afford and only takes 5 minutes! Check it out and share your thoughts! Please like, subscribe, fo...
MTM Episode 46: Is Your Mortgage Pre-Approval Legit??
Переглядів 121 день тому
You're pre-approved!! But are you? What if the market changes? What if you didn't disclose something important? What if the person who said you're good is wrong? There are different explanations and variables for all of these. Zack and I break down all the truths and discuss what may hurt or help you and what to look for! Please like, subscribe, follow, hit the bell, comment, DM, or do it all! ...
MTM Episode 45: Here's What Harris & Trump Are Promising For Housing & Mortgage Rates
Переглядів 39Місяць тому
The election is in 25 days! Do you know what the plan from Harris is for the housing market? What about from Trump? We hear about the border, the felonies, the economy, inflation, fracking, etc. But what about housing and interest rates?? This video discusses each candidate's ideas to improve the housing sector, making housing more affordable, and incentives to Americans. Please like, subscribe...
MTM Episode 44: Here's How You Guarantee Yourself The Best Mortgage Rate
Переглядів 4Місяць тому
Timing the mortgage market isn't easy. Understanding what to look for is vitally important. Watch this episode where we show you how to time the market and get the best possible rate for yourself when purchasing a home or refinancing. Please like, subscribe, follow, hit the bell, comment, DM, or do it all! I love interacting with people and am here to help with mortgage needs, rental property i...
MTM Episode 43: These House & Loan Scams Will Show Up In Your Mail!!!
Переглядів 10Місяць тому
LAST NOTICE!! FINAL NOTICE REGARDING YOUR LOAN!! After you buy a home you're excited, probably stressed, and have a million things running through your mind. Next thing you know, your mailbox gets cluttered with pieces of mail that create added stress and urgency like you've already missed a payment before the first box is unpacked! Watch this video and see some real examples of what these scam...
MTM Episode 42: Feds Drop Rates but Mortgage Rates Go UP?!? WHY?!?
Переглядів 512 місяці тому
The feds changed course in the days leading up to their announcement and went with a more aggressive cut of 50 basis points! However, mortgage rates went up the day before and the day of the announcement. Why did rates go up when everyone was waiting anxiously on this big day?! Zack and I dive into this and what you can expect going forward along with some truths and myths about rates, locking,...
MTM Episode 41: How to pay a realtor fee without coming out of pocket
Переглядів 332 місяці тому
We haven't seen much of this yet, but it's coming. Whether in the immediate or distant future, at some point we will see home buyers having to figure out a way to pay for buyer agent representation. What if the seller won't pay for it? What if you don't have enough money? How is this going to impact your ability to buy? Zack and I break down the process, what it looks like, what could go wrong,...
MTM Episode 40: Here s what house prices will do when rates drop
Переглядів 62 місяці тому
Everyone has been predicting rate drops for two years and a massive housing frenzy when that time comes. Remember "marry the house, date the rate??" That's predicting a housing supply issue when rates eventually come down. In this video, we give you some ideas, thoughts, and logic on what housing prices could do over the next year if rates do indeed continue to trickle down. Please like, subscr...
MTM Episode 39: Could Mortgage Rates Go UP on September 18th?!?
Переглядів 72 місяці тому
What if what we've all been waiting for is all-for-not? Everyone is on the edge of their seats about September 18th and the fed rate cut. What many don't realize is that "rate cut" that's coming isn't mortgage rates. Everyone is "hoping" it will cause mortgage rates to drop. But what if rates have already trickled down as far as they're going to move this time? Are people expecting mortgage rat...
MTM 38: Hard Math or Lying Government
Переглядів 52 місяці тому
When will the lies stop?!? What we've felt to be true all along comes out of the shadows when the job count for a recent 12 month period was revised LOWER by 818,000!! Watch this to understand how that impacts markets, why it's happening, and what the real future of the markets and rates look like. Please like, subscribe, follow, hit the bell, comment, DM, or do it all! I love interacting with ...
MTM Episode 37: The F Word and Real Estate
Переглядів 23 місяці тому
The real estate industry hears the two "F" words quite a lot. One of them is inappropriate to say depending on your surrounding audience. The other could get you thrown in jail! Check out our newest video that breaks down how some people (and even yourself) may use the second "F" word in real estate whether you realize it or not. Please like, subscribe, follow, hit the bell, comment, DM, or do ...
MTM Episode 36: Could Fed Rates Fall But Mortgage Rates Stay High
Переглядів 23 місяці тому
MTM Episode 36: Could Fed Rates Fall But Mortgage Rates Stay High
MTM Episode 35: Watch This Or You Will Get Fooled On Your Mortgage!
Переглядів 223 місяці тому
MTM Episode 35: Watch This Or You Will Get Fooled On Your Mortgage!
MTM Episode 34: Things They Don t Tell You When Buying A House!
Переглядів 134 місяці тому
MTM Episode 34: Things They Don t Tell You When Buying A House!
MTM Episode 33: A Housing Secret for Discount Points
Переглядів 314 місяці тому
MTM Episode 33: A Housing Secret for Discount Points
MTM Episode 32 How To Get A Perfect Credit Score
Переглядів 754 місяці тому
MTM Episode 32 How To Get A Perfect Credit Score
MTM Episode 31: Watch these myths about home appraisals!
Переглядів 115 місяців тому
MTM Episode 31: Watch these myths about home appraisals!
MTM Episode 30: Is this the biggest scam in housing
Переглядів 145 місяців тому
MTM Episode 30: Is this the biggest scam in housing
Chad & Jamie EP8 This is a huge mistake homebuyers make
Переглядів 135 місяців тому
Chad & Jamie EP8 This is a huge mistake homebuyers make
MTM Episode 29 Here s why rate forecasts are BAD!
Переглядів 45 місяців тому
MTM Episode 29 Here s why rate forecasts are BAD!
MTM Episode 28: Here's how much money you lose by renting!!
Переглядів 35 місяців тому
MTM Episode 28: Here's how much money you lose by renting!!
MTM Episode 27: Are you getting a mortgage or being catfished?!?
Переглядів 75 місяців тому
MTM Episode 27: Are you getting a mortgage or being catfished?!?
MTM Episode 26: Watch out for these bait & switch tactics!!
Переглядів 176 місяців тому
MTM Episode 26: Watch out for these bait & switch tactics!!
MTM Episode 25: More NAR lawsuit info
Переглядів 96 місяців тому
MTM Episode 25: More NAR lawsuit info
MTM Episode 24: Here's how PMI saves AND makes you money!!
Переглядів 76 місяців тому
MTM Episode 24: Here's how PMI saves AND makes you money!!
MTM Episode 23: Are home builders giving away money & low interest rates?!
Переглядів 226 місяців тому
MTM Episode 23: Are home builders giving away money & low interest rates?!
Chad & Jamie EP7: What are closing costs?!
Переглядів 396 місяців тому
Chad & Jamie EP7: What are closing costs?!
Excellent breakdown, it seems that everyone who is hyping renting are landlords.
🤤 "promo sm"
How do I find out on what my bonus entitlement would be? I’m 100% P&T paid 254k for our house in Kettering OH.
What county is that?
Montgomery county
If you qualify, you would be eligible for a purchase price of $512,000 with zero money down
This shit crazy
Cray cray
Great insight. Wish we were looking at 5’s in 2024 but grateful we may see them in 2025.
Thanks Bev! Hopefully lower sooner to get these things more affordable. Need more inventory too!
Great breakdown in a calming voice 😊
Thx Bev!
Thanks for the video.
You’re welcome!
I would be happy if I was able to buy 1 house, no one wants to help me....
Shoot me an email at chad@chadwickanderson.com and I will try my best to
Who cares about some guy buying 3 houses??
Everyone who wants to use their VA bonus entitlement to buy more than one house
Great information. Thank you!
You’re welcome!
@@MortgageDadChad Are you a mortgage specialist or a veteran specialist?
@@proudasiangirl576 both
@@MortgageDadChad Awesome. I bet you that a lot of vets didn't know, like myself. Thank you for sharing. This information is definitely gold! ❤
@@proudasiangirl576 you’re welcome. Thx for the kind words
Great Information and New Subby 🎉🎉🎉🎉
Thanks for subbing!
I have 797.. how do I make this a 850?
There’s not a quick way to get there. It happens over time. Also, once you get to 800, there’s no difference in being 800 or 850 when trying to borrow
I will give this a whirl. I will comment next week on how things went!
Sounds good! Let me know. It may take longer than a week but definitely want to hear the results.
What if we are both veterans? Would we need to come up with the 25%?
Not at all. We could see how much entitlement each of you have and let you share the required amount and still get 100% financing
How dose one go about seeing if you have the bounce I’m 100% I did get a Va loan for 300k but if I could do a second home threw the Va loan that would be awesome!
Thanks for reaching out! Here's my calendar link below to set up a time to see what can be done. All I have to do is check with the VA and within 5 minutes we will know how much more you qualify for. calendly.com/thischadisreal/mortgage-review
Awesome thank you very much Chadwick. I recently was pre approved for a va home loan through United Veterans. On 1-5-24 I was awarded a 90% disability and also deemed static for each of my 8 claims and individual ratings. My combined rating is at 93% and I'm still working full-time at my job. I'll definitely be taking advantage of the VA home 🏡 loan. Yippee 🥳
You’re welcome! Glad you enjoyed the video. If I can help with the loan at all, please let me know
Good Information: I foreclosed on my VA loan for about $225,000. Fast forward seven years later to 2023 and I found this bonus entitlement online. Called and spoke to the representative who told me I was still entitled to $468,000 although my paperwork said $0 entitlement. Shockingly good news since I also became 90% and TDIU in the meantime. Planning to buy a house in the coming months.
Awesome story! Sorry you had to deal with the foreclosure in the past but grateful you found the information online. If we can help or answer questions on your new search, please let me know. My email is chad@chadwickanderson.com
I'm 100% va disabled bought a house back 2014 and now thinking about buying how much can i borrow and will i be able to go 0 down again
@@smoadal depends on how much the house in 2014 cost and where you want to buy the new one. Email me at chad@chadwickanderson.com and I will be glad to help
Great info. Thank you.
You’re welcome! Thanks for watching! Let me know if I can help with a loan in any way
is it possible to qualify if all income was through a corporation
Yes, very possible. Just have to look at the tax returns
Let me know if I can help in any way reviewing your income or for a loan, etc
Does this scenario go for veterans with 100% service related disability? I heard you can put 0 down and closing costs are free too with this disability rating! I haven't purchased a home yet with my 100 rating, i have use a VA loan 40 years ago for 45k so would that be subtracted off my limit?
Yes sir. Every situation is different and specific to each veteran. You can put $0 down and if you have disability, there is no funding fee charged from the VA. The seller can pay your closing costs and can even pay off debt to help you qualify. Yes, anything from 40 years ago would be subtracted off but that means you could still qualify for up to $720k at a minimum depending on the county and state
Yes, if you have disability with the VA, the funding fee is waived completely for any VA loan for your life
Let me know if I can help in any way for a home or reviewing info with you
😆 Promo*SM
Uhm………I don’t like football but I support u👍
Thanks Hazel
𝖕𝖗𝖔𝖒𝖔𝖘𝖒