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The Coyle Group - Business Insurance
United States
Приєднався 4 бер 2008
Insurance & Risk Management advice for mid-market companies, financial service firms, manufacturers, wholesale distributors, restaurants, real estate investors, and more!
Do Distributors Need Business Interruption Insurance?
Do Distributors Need Business Interruption Insurance?
Need help? Contact us today!
💼 Are you looking for a custom insurance solution for your wholesale distribution business?
🌐 Talk to our experts ➡️ thecoylegroup.com/contact ⬅️
In this video, I explain why business interruption insurance is essential for distributors. Discover how it protects your revenue, covers expenses, and keeps your business running during a crisis.
➡️ Wholesale Distributors Insurance
➡️ Business income insurance
➡️ Business interruption insurance
➡️ Business Interruption Insurance for Distributors and Wholesalers
At The Coyle Group, we specialize in crafting customized business insurance solutions that meet the unique needs of each client. With over 95 years of industry experience, we are not just brokers but your strategic partners in risk management.
Here’s why business owners choose us:
• Deep Expertise across a diverse range of industries.
• Customized solutions for tailored insurance coverage.
• Broad market representation at the most competitive prices.
• Commitment to service to build lasting relationships.
📍More info on ➡️ thecoylegroup.com ⬅️
#BusinessInterruption #InsuranceForDistributors #RiskManagement #TheCoyleGroup #BusinessInsurance #FinancialProtection #DisasterRecovery #BusinessContinuity #SmallBusinessInsurance #ProtectYourBusiness #TheCoyleGroup
👇 Don't forget to LIKE, SHARE, and SUBSCRIBE for more expert insights!
Need help? Contact us today!
💼 Are you looking for a custom insurance solution for your wholesale distribution business?
🌐 Talk to our experts ➡️ thecoylegroup.com/contact ⬅️
In this video, I explain why business interruption insurance is essential for distributors. Discover how it protects your revenue, covers expenses, and keeps your business running during a crisis.
➡️ Wholesale Distributors Insurance
➡️ Business income insurance
➡️ Business interruption insurance
➡️ Business Interruption Insurance for Distributors and Wholesalers
At The Coyle Group, we specialize in crafting customized business insurance solutions that meet the unique needs of each client. With over 95 years of industry experience, we are not just brokers but your strategic partners in risk management.
Here’s why business owners choose us:
• Deep Expertise across a diverse range of industries.
• Customized solutions for tailored insurance coverage.
• Broad market representation at the most competitive prices.
• Commitment to service to build lasting relationships.
📍More info on ➡️ thecoylegroup.com ⬅️
#BusinessInterruption #InsuranceForDistributors #RiskManagement #TheCoyleGroup #BusinessInsurance #FinancialProtection #DisasterRecovery #BusinessContinuity #SmallBusinessInsurance #ProtectYourBusiness #TheCoyleGroup
👇 Don't forget to LIKE, SHARE, and SUBSCRIBE for more expert insights!
Переглядів: 32
Відео
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What Insurance Does a Cannabis Dispensary Need Cannabis Dispensary Insurance In this video, I share the essential insurance every cannabis dispensary needs to thrive and stay protected. Plus, grab a free guide in the description to make it even easier! As a business insurance expert, I’ll help you navigate the risks and safeguard your success. Let’s make sure your dispensary is ready for anythi...
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how do I set up a system with my bank to prevent any wire transfers unless I go to the bank personally or have a 3 day waiting period in which time the bank sends an email stating what is about to happen.
That's a question you should ask your bank as every bank operates differently. But thanks for the comment!
So I need a business to get gl insurance?
If you mean, do you need an LLC or Inc. to get GL? I'd say no, you as an individual can get general liability if you have business operations as a sole proprietor. If you don't have business operations, you can purchase personal liability coverage as part of a homeowners or renters policy. Hope that helps.
does this cover sub contractors? or should sub contractors have their own workers comp?
Great question. Ideally, sub-contractors should have their own policy, if they don't the GC or contractor they work for will be charged for their uninsured workers comp exposure. Hope that helps.
Great video
Thank you, I appreciate that!
Great information thank you so much for explaining.
I appreciate the comment. Thanks!
great stuff needed this info for my next deal
Thanks for the comment! Let me know if I can assist in any way.
Good and clear info! Thanks
You're welcome!
@The video was overall well presented, it failed to mention labor on OCIP covered projects.
Really helpful information,thank you for sharing.
Thanks, Rama, I appreciate the comment!
❤
I would love a copy of your 10 point guidelines
How it works..what's the process
Assuming you mean what's the process of getting credit insurance? If that's the case, it starts with a conversation with our credit expert, he may ask you to complete an application, then we scour the marketplace for the right policy for your needs. Then we present our findings and get it in place. Hope that helps.
Great video! Can you tell about BBB insurance and blended policies with D&O + E&O + Crime + Cyber?
hey, thanks for your question. Not sure what BBB insurance is, but if you'd like to talk directly about a blended management policy, let me know.
I'm dealing with a similar situation will a Girl by the name of Taylor Soliday Vanslyke & her husband Cole Vanslyke they run several fraudulent websites throughout the internet among their forgery ring buyer beware here just a few benchcraft advertisement which is a fraudulent Golf Course advertisement that preys on contractors copycat Angie's lead formerly known as home advisory which is based in Colorado on Walnut Street which is not a legitimate site Max's Market Pro... if you're in the New York judicial 5 District Central New York plows and Mowz is also another fraudulent company that they operate to claim have three business fronts one being downtown in the formal money building... contact your local FBI office if you are a victim of any of these websites ..
Hiscox is a joke . Don’t get it . They just want your money .
I injured my knee at work and the doctor said that I have serious arthritis
Runte Port
Luther Ways
Mr G this is a good one!
thanks Bob!
Hi Gordon! Thank you for your video. Can you explain to me WHY rates go up when the exposures go down? Is it to off balance losses? Is it to off balance the premium?
That's a hard one to answer without seeing all the facts - like the policies. It could be any number of reasons, but we're still in an increasing rate cycle so that may be the majority of the reason, even when exposures are down. Hope that helps.
🙌🏻👏🏻👏🏻👏🏻
Thanks!
Which form do I use to get General Liability, Umbrella and Workers Comp Insurance?
not sure I understand what you mean by "which form"?
Thank you
you're welcome!
Can you provide a hands on book
Walker Karen Harris Brenda Johnson Brian
Is this a good choice for a moving company?
I'm not sure what you mean buy a good choice? Moving companies do need General Liability Insurance as part of their insurance program though.
Thanks for the videos, Mr. Coyle! I have turned to you videos to help me understand coverages when things are hazy and to simplify how I explain coverages to my clients. You have been a great resource for me in my development as a new agent. 🙏
I really appreciate that comment, you made my day! Thanks!
Great explanation of cryptojacking! How can someone tell if their device has been compromised?
That would be a good question for an IT specialist. Thanks!
Super helpful
Thanks for the comment!
Thomas Motorway
mi bu zsdZ
I appreciate how you break down your content. Selling Insurance in Canada, we have a few differences, but the concepts are the same and I can easily convert to the policies that we sell
Thanks for your comments! Appreciate it!
Excellent points!
Thank you Bob!
Great info! Thanks!
Thanks!
Hi can you advice me about book or online source that can cover per occurance or sir peroccurance or per aggregate with illustrated examples and calculations, my question is if sir per occurance one million and per aggregate 2 million what insured will pay and what insurance if claim is 1400,000 for example
Sorry for the delayed response, didn't see your question until now. Don't know of any books, unfortunately.
First comment!
I have once paid an WC audit bill of 23k dollars for a 78k 1099s payroll. WC is the reason my company cant grow.
not sure of your circumstances but one answer is to make your subs get their own insurance.
If you don’t mind me asking what industry are you in? Also if you think your subs can’t afford insurance why not just get them on a contract?
@@ahmedomar2355 I'm an Insurance Broker.
Oh please, employers and their insurers will do or say anything to avoid paying rightfully deserved claims. Delay delay delay.. we ought to be able to sue the claims adjuster for delay tactics . Sick of these fraudsters. Employers engage in fraud all the time Mine has tried to get me to sign backdated restriction papers so they can deny my TTD. Any employer on here is likely looking to screw an employee because they’ve decided in their big fat head that everybody is faking …and they say that because they are the ones engaging in fraud.
Doesn't it make more sense for company's to behave in an ethical manner rather then accept failure and pay an insurance company?
What if it is a service business? We are electrical contractors and I just saw on the audit it shows products.
Good question. The General Liability Policy is broken into two parts. The first part is premises and operations, the second part is products and completed operations. For contractors, the second part focuses on completed operations, but the word products is still applied in the policy. Hope that helps
i need detail explanation about certificate insurance with images
Are you an insurance agent?
I am. Is there something I can help you with?
Good info thank you
You're welcome, thanks for the positive comment!
Thanks for the video. So say I'm doing business on location and my photo equipment got stolen - my personal property insurance wouldn't cover this? It would only be covered if I had an inland marine insurance policy? Thanks
Correct, most business owners policies only cover business property within like 1000' of your premiese.
Thanks sir for clarity, can you please help me with 1. Trustable websites to check creditworthiness of a company with whom you are going to expand your sales? Please reply !
Not sure where to direct you for that, but I think I mentioned that with Credit Insurance, the insurer often gives their clients intel on customers and potential customer's credit worthiness
thank you to all the people working in insurance, so that we dont have to 🖖
Very helpful, easy to understand . kept is simple and direct. Thank you very much.
thank you Vincent!
Wonderful
Thank you!
My condo association has a BOP instead of a master condominium policy. The majority of owners including all board members rent out their units. The ratio of owner occupied vs non owner occupied/rentals is 2:6. I can’t find anything about a condo association-which isn’t a business and has nonprofit status- having or being able to have this type of insurance. The CC&Rs and bylaws are vague and outdated. I was affected by a sewage backup and water intrusion from a common area and the BOP covered nothing. My insurance covered nothing bc it wasn’t my fault. The unit across the hall from me was also damaged but bc he uses it as a rental non-owner occupied, he had coverage for his repairs under the BOP for damages that resulted in loss of rental income. I’ve been unhoused for seven months because the sewage backup and water infiltration resulted in confirmed toxic black mold and my entire downstairs was a complete gut job, and a large portion of my upstairs had to be torn out. The association has run out of money and they haven’t fixed all the damage caused by the sewage backup and water infiltration has caused in my condo. They are blatantly ignoring my emails and won’t speak to me. I’m only allowed to talk to the property manager. I own this condo outright and have lived there for four years. I don’t have the money to sue them or hire a lawyer and they know it. They however have a very high powered litigation attorney on their side who is unethical to say the least. Have you ever heard of anything like this? State of ME.
What are the suggested limits of liability?
Good Question, Bob! And, like a lot of insurance answers: "it depends". The minimum limits we will sell is $1m, but higher limits are recommended with the costs of a breach, hack or event continuing to escalate. A benchmarking peer report can also help determine limits.