The Loan Atlas
The Loan Atlas
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Get Ready for 2025 with The Loan Atlas Business Planning Tool!
If you fail to plan, you're planning to FAIL...
Do you have a plan for 2025? If not...you're missing a MAJOR opportunity to plot your success.
1️⃣ The importance of stepping back from your business to work on your business
2️⃣ How to identify the difference between a goal and an action item
3️⃣ How you as a leader can foster accountability and high achieving among your team to reach new heights in 2025!
➡️ Want to join us for this Business Planning Workshop for 2025? Schedule a strategy call with our Client Success Coordinator here:
go.theloanatlas.com/book-a-demo
➡️ ABOUT TIM BRAHEEM
With more than 25 years of experience as a highly successful mortgage professional, industry leader, educator, and life coach, Tim Braheem is committed to engaging with people on a deep level and helping them uncover the barriers they have placed in the way of having the level of success they deserve in both their business and personal lives.
➡️ ABOUT JOSH METTLE
Josh is a distinguished author, mentor, and mortgage originator, consistently ranking in the top 1% by Mortgage Executive Magazine. Over his 23-year tenure as an originator, Josh has facilitated over $1.2 billion in mortgage origination volume, guiding thousands of families with optimized mortgage strategies that maximize wealth.
➡️ FOLLOW THE LOAN ATLAS
Instagram ► / theloanatlas
➡️ FOLLOW JOSH METTLE
Instagram ► josh.mettle
LinkedIn ► www.linkedin.com/in/joshmettle/
Переглядів: 27

Відео

How to Keep Your Head in the Game When the Market is Against You
Переглядів 559 годин тому
How to Keep Your Head in the Game When the Market is Against You Feeling stuck in the trenches with higher rates and lower loan volume? It’s easy to get caught in a spiral when things aren’t going your way-when the market’s slow, rates are high, and it feels like everything’s working against you. But what if you could flip the script and turn this tough environment into your opportunity for gro...
Think You Can’t Win in This Market? Charlie’s Story Will Change Your Mind
Переглядів 5212 годин тому
Think You Can’t Win in This Market? Charlie’s Story Will Change Your Mind Are you struggling to believe you can close deals in this market, let alone your biggest loan ever? Charlie felt that way, too. The real game-changer for him came through the personal disciplines inside The Loan Atlas that transformed how he shows up, not only for his clients but also in his own life. The results speak fo...
Ep. 56 Why Harsh Self-Talk Is Ruining Your Career and How to Fix It with Manu Ginobili
Переглядів 10616 годин тому
Why Harsh Self-Talk Is Ruining Your Career and How to Fix It with Manu Ginobili Do you ever feel like you’re pushing so hard for success that you forget to enjoy the journey? In this episode of The 360 Experience Podcast, Tim Braheem sits down with NBA legend Manu Ginobili to unpack lessons that go far beyond the court. Manu’s story is filled with relatable struggles and breakthroughs that orig...
Craig Strent’s Simple Script for Building a Bridge Over Any Objection
Переглядів 48День тому
Navigating objections isn’t just about winning a sale - it’s about genuinely understanding clients’ broader financial goals and helping them achieve them. In this clip from The 360 Experience Podcast, Craig Strent, Head of Faculty at The Loan Atlas, shares his strategies for transforming client objections into deeper, goal-oriented discussions. Craig breaks down his approach to “building a brid...
The #1 Objection You’ll Hear Right Now-And How to Overcome It
Переглядів 9814 днів тому
Are your clients saying, "I think I want to wait" on locking in their rate or moving forward with their mortgage? It’s a common concern, especially in today’s market, but it can be a sign that you haven’t fully demonstrated your value as a trusted mortgage advisor. In this video, Tim Braheem walks through exactly how to overcome this objection by positioning yourself as the expert your clients ...
Struggling to Hire the Right Team Members? Here’s How to Do It Effectively
Переглядів 9014 днів тому
Struggling to Hire the Right Team Members? Here’s How to Do It Effectively Are you ready to expand your team but unsure where to start? Finding the right person and training them without losing focus on your business can feel overwhelming. But there’s a better way. In this video, Josh Mettle shares a fantastic insight from The Loan Atlas Office Hours on how to identify potential hires, train th...
Ep. 55 | The Mindset Shift That Took Matt Bassitt From Burnout to Breakthrough
Переглядів 19721 день тому
Feeling stuck, exhausted, or like you’re fighting to survive in this market? It’s not a secret that most originators are barely holding on right now. But here’s the brutal truth: if you’re not leveling up in EVERY aspect of your life, you’re getting left behind. In this episode of The 360 Experience Podcast, Tim Braheem goes deep with Matt Bassitt, a top producer who had to rebuild his life and...
How Daryn Fillis Went From Zero Loans To Closing 9 Loans Last Month!
Переглядів 20321 день тому
How Daryn Fillis Went From Zero Loans To Closing 9 Loans Last Month! When Daryn Fillis, President CEO of Arrive Home Lending, entered the mortgage industry, he was doing what many new originators do-pouring time and money into consumer-direct leads, hoping to see returns. After burning through a significant investment and building out a full call center, Daryn realized the path he was on just w...
How Julie Crow is Growing Her Team to Serve 200 + Families in 2025
Переглядів 10521 день тому
How Julie Crow is Growing Her Team to Serve 200 Families in 2025 Are you at your breaking point doing it all on your own? That was Julie Crow, Originator/Broker at First National Mortgage. Without a solid team and systems in place, she was maxed out. Building a team seemed impossible; she’d tried and failed, hiring people but never having the structure to make it work. Now, Julie is crushing vo...
Why Categorizing Your Database is Critical to Maximizing Speed and Efficiency
Переглядів 2221 день тому
Why Categorizing Your Database is Critical to Maximizing Speed and Efficiency If you’re still managing your client list the old-fashioned way, it’s time for a change. In this video, Tim Braheem explains why having a CRM is non-negotiable for today’s mortgage originators and how categorizing your clients can skyrocket your efficiency. This simple strategy will help you prioritize your time, avoi...
How Jim Juergens Finally Broke Into A New Realtor Office After Trying For Two Years
Переглядів 16621 день тому
How Jim Juergens Finally Broke Into A New Realtor Office After Trying For Two Years Are you exhausted from chasing high-performing agents, only to get the door shut on your face? Jim Juergens, a veteran Regional VP of Mortgage Lending at Certainty Home Lending, faced this exact struggle for years. He’d tried everything to capture the attention of top agents in his market-agents who were closing...
How Eric Bibel Locked 33 Loans in 13 Days Using The Strike Rate Strategy
Переглядів 18621 день тому
How Eric Bibel Locked 33 Loans in 13 Days Using The Strike Rate Strategy
The Ultimate Fix for Loan Chaos: How the Perfect Loan Process Saved Tim Braheem’s Business
Переглядів 41128 днів тому
The Ultimate Fix for Loan Chaos: How the Perfect Loan Process Saved Tim Braheem’s Business
The Secret to Keeping Clients for Life
Переглядів 61Місяць тому
The Secret to Keeping Clients for Life
Why Getting Bad Reviews Could Be the Best Thing for Your Mortgage Business
Переглядів 27Місяць тому
Why Getting Bad Reviews Could Be the Best Thing for Your Mortgage Business
The #1 Mistake Originators Make After Meeting Realtors-and How to Fix It
Переглядів 319Місяць тому
The #1 Mistake Originators Make After Meeting Realtors-and How to Fix It
Go Beyond Rates: The One Question That Will Transform Your First Client Call
Переглядів 234Місяць тому
Go Beyond Rates: The One Question That Will Transform Your First Client Call
Barry Habib on the Economy, Employment Reports, and the Current Mortgage Market
Переглядів 158Місяць тому
Barry Habib on the Economy, Employment Reports, and the Current Mortgage Market
How Mortgage Originators Can Manage Their Database and Maximize Refinancing Opportunities
Переглядів 419Місяць тому
How Mortgage Originators Can Manage Their Database and Maximize Refinancing Opportunities
How to Break Free From the Past and Embrace the Future in Your Mortgage Career
Переглядів 60Місяць тому
How to Break Free From the Past and Embrace the Future in Your Mortgage Career
Barry Habib's Cancer Journey: Finding Strength Through Gratitude and Joy
Переглядів 76Місяць тому
Barry Habib's Cancer Journey: Finding Strength Through Gratitude and Joy
Using Strike Rates Effectively to Win the Refinance Game
Переглядів 53Місяць тому
Using Strike Rates Effectively to Win the Refinance Game
The Best Strategy to Maximize the Refinance Boom (It’s Not About the Lowest Rate)
Переглядів 65Місяць тому
The Best Strategy to Maximize the Refinance Boom (It’s Not About the Lowest Rate)
Barry Habib on Mastering Your Adversity: How Knowledge and Research Can Empower You
Переглядів 39Місяць тому
Barry Habib on Mastering Your Adversity: How Knowledge and Research Can Empower You
How Tyler Osby Gained 1,200 5-Star Google Reviews and 470 Qualified Leads To His Mortgage Business
Переглядів 206Місяць тому
How Tyler Osby Gained 1,200 5-Star Google Reviews and 470 Qualified Leads To His Mortgage Business
Barry Habib's Cancer Journey: Finding Strength Through Gratitude and Joy
Переглядів 168Місяць тому
Barry Habib's Cancer Journey: Finding Strength Through Gratitude and Joy
Ep. 53 | An interview with Craig Strent - Scripting, Leadership, and Alternative Referral Sources
Переглядів 251Місяць тому
Ep. 53 | An interview with Craig Strent - Scripting, Leadership, and Alternative Referral Sources
The Perfect Loan Process: Create a Raving Fan Experience For Your Clients Every Time
Переглядів 33Місяць тому
The Perfect Loan Process: Create a Raving Fan Experience For Your Clients Every Time
Welcome to The Loan Atlas Channel!
Переглядів 1632 місяці тому
Welcome to The Loan Atlas Channel!

КОМЕНТАРІ

  • @clepropp5780
    @clepropp5780 День тому

    Wow! It is hard to fathom you could even function much less work with all this going on! I truly believe that your attitude has a major effect on your recovery. Thanks for sharing this and keep up the good fight!

  • @nan3rd
    @nan3rd 3 дні тому

    Wonderful story and Charlie’s passion is heart wrenching! Great job Charlie! Nancy

  • @ecureed
    @ecureed 4 дні тому

    Good stuff, what a legend!

  • @priorityhomemortgage5259
    @priorityhomemortgage5259 5 днів тому

    Charlie has really stepped up his game since joining the Loan Atlas, and his vigor is encouraging. Way to go Charlie!

  • @Elaw73
    @Elaw73 6 днів тому

    Great share. Appreciate the advice on mindfulness

  • @nan3rd
    @nan3rd 20 днів тому

    Amazing interview guys! Such value and insight!!

  • @StaceytheLoanLady
    @StaceytheLoanLady 25 днів тому

    I hope your one branch puts the perfect loan process after this call out 😝

  • @daryn.fillis
    @daryn.fillis 26 днів тому

    Jim Juergens is the man! One of the most generous and kind mortgage advisors I have met. Way to go, Jim!

  • @Elaw73
    @Elaw73 27 днів тому

    I joined a mortgage company in 2004 - they recommended Loan toolbox, I studied all the material. This was Tim’s original loan originator training program. 22 years later I m still enjoying a financially free successful career based foundations I learned from Tim 20 years ago. Thank you Tim!

  • @abdul_travelvlog
    @abdul_travelvlog Місяць тому

    If you want I can help grow your channel views and subscribers organically.If you want I would like to make a video work as a sample if the result is good then you can give me work and if not good then no need to work. Hope you understand my point. Thank you!

  • @nan3rd
    @nan3rd Місяць тому

    Love this call Tim! Being proactive is setting yourself and your clients up for success! Great message 🎉

  • @JerryMcClain-w6y
    @JerryMcClain-w6y Місяць тому

    Great tips Josh. Thanks.

  • @jamesbills6978
    @jamesbills6978 Місяць тому

    I'm a new mortgage banker, this video is so informative because of watching this video I feel it may give me a leg up on the other new officers that joined with me. I love the ideas that you present

  • @TheScottieCampbell
    @TheScottieCampbell Місяць тому

    Excellent!! 👏👏👏

  • @christianrooney4428
    @christianrooney4428 Місяць тому

    End of the day, but against or for the mortgage companies, put your money where your mouth is. That’s what I do.

  • @betterhousedeals
    @betterhousedeals Місяць тому

    webcam insert is blocking titles ...

  • @Thiefs202
    @Thiefs202 Місяць тому

    Buddy stop we’ve had enough. The world needs a break. Just fuck off.

  • @Koolken44
    @Koolken44 Місяць тому

    I have always enjoyed watching interviews with Barry as a real estate investor. Hid predicitons are amazing. I have learned a lot. I found this very interesting about cancer ua-cam.com/video/VaVC3PAWqLk/v-deo.htmlsi=BYurBllmkV71Vv3F

  • @mikemiklaus8043
    @mikemiklaus8043 Місяць тому

    The power of Mindset, Love and Friendships! The sequel for "Money in the Streets" is "Love in this community"! Barry is writing it with his actions.

  • @tritonh5683
    @tritonh5683 Місяць тому

    Adding buyer’s commison on the loan is the stupidest fking shyt I have ever fking heard. If the commission is 30k on a 6.3% loan, this means you didn’t just bought a house. You also bought a fking 30k car with 30 years payments. So in the end you paid wayyyuy fking more than 30k. Either: lower the price according to the commission. Or pay the buyer’s commission. Housing price has always included both agent’s commission. So if you don’t want to give the commission, drop the fking price.

  • @AndreaNguyen-u4c
    @AndreaNguyen-u4c Місяць тому

    Inspiring! Thank you!

  • @abdul_travelvlog
    @abdul_travelvlog Місяць тому

    Hello sir, I see your channel is yet to complete 1000 subscribers and 4000 hours of watch time. So can I help you fulfill them and monetize your channel

  • @mikemiklaus8043
    @mikemiklaus8043 Місяць тому

    There are still a lot of friends and followers out here praying for you Barry! We know you will go on offense and destroy the Cancer. Mindset, Gratitude and Joy. Strength to do what is required. A passion for service and connection! Barry's Bio!!

  • @iamoliverthompson
    @iamoliverthompson Місяць тому

    Barry is someone I look up to because of his clear, no bull and get it done mindset. When I got in the business in '99 and learned of LTB, MC and MMG, MMG was the 1st product I subbed,. Barry teaches the markets man! I want to thank you Barry for being open about your diagnosis, sharing. My Father didn't share his and our family was a shock, Angioimmunoblastic T-cell lymphoma. TB, thank you for using your platform to share your great friends message of focus forward. And Barry this is what you do, you're sharing your journey, that no doubt will help someone else fight and win just like you're doing now. Blessing Brotha!

  • @stevehopkins2801
    @stevehopkins2801 Місяць тому

    Love you man!!!! You are great in sooooooo many ways.

  • @geoffreystepinski5003
    @geoffreystepinski5003 Місяць тому

    What do you say to a title company to have them share their past closings?

  • @nancybonilla-ingles4952
    @nancybonilla-ingles4952 2 місяці тому

    Thank you for sharing, just beautiful!!!

  • @cleansexyraw
    @cleansexyraw 2 місяці тому

    1:10:25 on the Timeline Tim says: It would be very unlikely that you have ever taught more beautifully than you did today! 100% Agree.

  • @dawncychner
    @dawncychner 2 місяці тому

    I have always loved the two of you! This was absolutely a blessing to witness. Praying for you Barry and thank you both for being such beautiful people and wonderful teachers. This business can be brutal and this was a reminder to cherish every day.

  • @cyrusg5976
    @cyrusg5976 2 місяці тому

    I like that! Great stuff!

  • @JulieSwenson_MortgageBroker
    @JulieSwenson_MortgageBroker 2 місяці тому

    This was absolutely beautiful!

    • @LoanAtlas
      @LoanAtlas 2 місяці тому

      Thank you for listening Julie!

  • @Elaw73
    @Elaw73 2 місяці тому

    Tim & Barry - Dream Team. Such wonderful news that Barry s made significant progress with his challenge. “Trust but verify” A role model for us all 🙏

  • @AnnaRuotolo
    @AnnaRuotolo 2 місяці тому

    Thanks Tim - Barry you know I love you. We are survivors! Strength - Beauty - Survival 🙂

  • @meetjimblack
    @meetjimblack 2 місяці тому

    Thank you for this very special and insightful interview from Barry and Tim. I appreciate you both more than you know.

  • @abdul_travelvlog
    @abdul_travelvlog 2 місяці тому

    Great video 😮

  • @guineapigzed
    @guineapigzed 2 місяці тому

    Realtor arrogance.

  • @Elaw73
    @Elaw73 2 місяці тому

    Thanks Tim & Justice. Great share

  • @johnverlooy6757
    @johnverlooy6757 2 місяці тому

    listening to you , you just sound like a car salesman . Focus on the monthly payment to forget the price of the car in the Compensation to price that buyers commission will add up to be $32,958.80 and the compensation to loan $42,198.40 The good news is that there are indeed a few people that would be stupid enough to do this but they will be few and far in between ........You people forget one thing WHAT IS THE VALUE YOU BRING TO THE TRANSACTION ????? THAT WOULD MAKE A BUYER FEELING WARM AND FUZZY TO PAY THIS KIND OF COMPENSATION !!!!!!!!!! IF I have to rate the performance of a realtor I have to say that in my experience only about 2 out of 10 Buyers agents were worth the commission and on the other hand about 75% of the listing agents I worked with were well worth the commission

    • @UTPhysicianHomeLoan
      @UTPhysicianHomeLoan 2 місяці тому

      That's a great point and I totally agree the average buyer agent needs a huge upleveling as it relates to the value they bring to their buyers. I think the NAR settlement will make many good agents up their game to become great agents because for the first time in 30 + years they have to justify their costs. Yes I agree with you if you finance the compensation you have to pay interest on it, but that interest is far less than the amount of equity someone will build up over a decade (or two or three). The worst possible outcome is the buyer doesn't get the home because they cannot figure out how to compensate the agent. This video shows the 4 ways buyers can pay for their agreed upon buyer agent compensation.

  • @GabeGarza_TheMortgageBrokers
    @GabeGarza_TheMortgageBrokers 3 місяці тому

    Great interview. I would add to the idea of taking the HELOC to stay in front of the client, that being the resource is always best even if you can’t do the loan. As a broker, my heloc rates are not comparable to the local bank. But my clients come to me and then I refer them to the local bank, it’s keeps me top of mind for all their needs, and creates trust.

  • @nancygorrow2291
    @nancygorrow2291 3 місяці тому

    Isn't this what the industry got in trouble for in the first place? They claimed that sales prices were being inflated to cover the buyer agent compensation, for this same reason. The base point is that the commission is no longer commission for the buyers agent. Instead, it is compensation from the seller to the buyer and is up to the buyer to compensate their OWN buyers agent or decide to go through the transaction on their own with no representation. This is going to be disastrous all the way around. Listing agents will either have to show their own listings or buyers will have to sign agreements to see homes and be represented by a buyers agent. Hopefully a buyer will choose the right agent to use - a buyers agent who has incentive programs to cover the expenses so that they can be represented and not be blind sided by a one sided purchase and sales. With the seller having representation on their side and the buyer going in alone, buyers will soon find the value in having a knowledgeable buyers agent to be on their side.

  • @RickyKhamis
    @RickyKhamis 3 місяці тому

    There are so many nuggets I took from this. Well done fellas. True warriors sharpening iron. Taking the time to do this is mad respect. 1. Make way more calls 2. Have way more meetings 3. Create zero call reluctance 4. Build and develop an unstoppable team 5. ANSWER YOUR PHONE 6. Leverage social media “be the news” This was money. Thank you for doing this. Sent to all my loan officers to listen too and BTW new founding member in The Loan Atlas…. ❤❤❤

  • @KAZHE63
    @KAZHE63 3 місяці тому

    FINANCE the buyers agent commission? Pure insanity!

    • @sandraportillo1644
      @sandraportillo1644 3 місяці тому

      @@KAZHE63 if I had an agent to suggest such a thing, I would fire them on the spot

    • @guineapigzed
      @guineapigzed 2 місяці тому

      That what we been doing all along.

  • @Elaw73
    @Elaw73 3 місяці тому

    Great interview. My favorite takeaway is - do the basics consistently and you will do well.

  • @sandraportillo1644
    @sandraportillo1644 3 місяці тому

    If buyers do it your way, they will be paying taxes and interest on your commission for a long time, and over the life of that loan, it will be thousands of dollars

    • @DarkZakien
      @DarkZakien 3 місяці тому

      Exactly, all for some lousy agent to get a payday.

    • @KAZHE63
      @KAZHE63 3 місяці тому

      It’s criminal and insane to finance your buyer’s commission

    • @UTPhysicianHomeLoan
      @UTPhysicianHomeLoan 2 місяці тому

      I would give a counter argument to this, which is the Time Value of Money. Yes paying interest on the buyer agent compensation will cost a buyer the interest on that additional amount borrowed. However, if they instead dipped into savings, retirement, or liquidity fund, they would lose the growth of those assets. If someone's mortgage rate is 6.5% and they could keep that money invested in the S&P 500 (which has averaged about 10% historically), they would be wealthier borrowing at 6.5% and investing at 10%. The bottom line is, there are solutions to pay the buyer agent other than the buyer having to come up with the cash. The worst case scenario is it keeps people out of the housing market and they lose hundreds of thousands of potential future equity build. I would look at it as a cost of doing business and definitely better than not getting the home.

    • @sandraportillo1644
      @sandraportillo1644 2 місяці тому

      @@UTPhysicianHomeLoan I agree with you, and I am ok with it as long as that buyer is fully informed.

    • @erikabrown5365
      @erikabrown5365 2 місяці тому

      @@UTPhysicianHomeLoanWhat is dip?

  • @Elaw73
    @Elaw73 3 місяці тому

    Great info Ryan. Thanks for sharing

  • @moreofmyfreetyme
    @moreofmyfreetyme 3 місяці тому

    Question 4 you: If you add that compensation $15,000 on top of $500.000, total now $515,000...doesn't the home NOW have to appraise for that higher amount, $515,000, in order for this scenario to work?

    • @UTPhysicianHomeLoan
      @UTPhysicianHomeLoan 2 місяці тому

      It does yes absolutely, that's why you might have to move to the lower down payment solution that I outlined in the video as a backup solution.

    • @morseymedia5467
      @morseymedia5467 2 місяці тому

      Banks/ Loan companies will not be allowing people to roll over commission fees into mortgages.

    • @betterhousedeals
      @betterhousedeals Місяць тому

      right ... what happens if it does not ! deal could... fail.

  • @jodyamend2010
    @jodyamend2010 3 місяці тому

    Great episode!

  • @GabeGarza_TheMortgageBrokers
    @GabeGarza_TheMortgageBrokers 3 місяці тому

    So good, Tim!

  • @billbloom8711
    @billbloom8711 3 місяці тому

    Aruba

  • @Elaw73
    @Elaw73 3 місяці тому

    Thanks Tim