- 71
- 1 158
ZackJonesLoans - Mortgage and Real Estate Channel
United States
Приєднався 26 чер 2020
Everyone wants to own real estate, but how do you do it....and do it well?
I help people understand the finances of living and owning property, whether that is your primary residence, a second home, or rental property.
Subscribe to my channel to learn about the home financing process, mortgage tips and tricks, and general information about the world of real estate. I love helping people navigate the financing process, so whether you are moving up into the next dream home, or moving in for the first time, reach out to me and I'll help you get there!
Zack Jones
Loan Consultant
Modern Lending Southeast
615-525-6525
zjones@modernteam.com
NMLS #546399
I help people understand the finances of living and owning property, whether that is your primary residence, a second home, or rental property.
Subscribe to my channel to learn about the home financing process, mortgage tips and tricks, and general information about the world of real estate. I love helping people navigate the financing process, so whether you are moving up into the next dream home, or moving in for the first time, reach out to me and I'll help you get there!
Zack Jones
Loan Consultant
Modern Lending Southeast
615-525-6525
zjones@modernteam.com
NMLS #546399
MTM Episode 57 Here's what tariffs mean for your interest rates
With so many changes going on in America, the markets are trying to figure out how to act. Since we haven't gone down this path in recent history, the road seems unclear, but we share some thoughts about what might be ahead for us.
Переглядів: 3
Відео
MTM Episode 56 Your Credit Score Just Went Up! Here's Why & What It Means!
Переглядів 514 днів тому
BIG news in the credit scoring world, and we're hoping for more good news in the near future! The credit scoring models have been significantly flawed for many years and the bias always seems to fall AGAINST the consumer. Now we have the first step in the right direction! Don't forget to hit those subscribe and notifications buttons to stay up on financial and mortgage news that is RELEVANT.
MTM Episode 55 Your Down Payment Assumption Is Wrong!
Переглядів 721 день тому
Still think you have to have 20% down to buy a home? Well that is absolutely NOT the case and there are really great loan programs out there that work down to 5%, 3.5% and even 0% down. We discuss these products in general terms and the advantages/disadvantages of these programs. Please help me out and subscribe to this channel - I publish new and helpful financial content every single week!
MTM Episode 54 Here's how to pay LESS in property taxes! but you may have to move
Переглядів 13Місяць тому
Property taxes on real estate are CONFUSING because the rules are different everywhere - but there are some basics that you need to know about how they are calculated and how they get paid that you need to understand. In this episode, we talk about those basics as a guide to help you learn more about how taxes work in your specific area. Increasingly, we are seeing a migration of homeowners fro...
MTM Episode 53 If you're self employed & declined for a mortgage, watch this!
Переглядів 7Місяць тому
Entrepreneurs and self employed people have some special requirements when qualifying to buy a home, but it's not impossible. The documentation is key and tax returns are the cornerstone. Since we're coming up on tax season AGAIN, we're talking about the things that we look for regarding qualifying income on tax returns, and some strategies to get ready for a new home purchase.
MTM Episode 52 3 Ways To Get Out Of Holiday Debt
Місяць тому
Persistent inflation has pushed the average American's credit card debt up to historic levels and here comes Christmas....then the hangover and tax season and property taxes and........ It all seems too much sometimes and just a LITTLE break from the pressure would help a lot. The 3 things we discuss today are only TEMPORARY fixes to the debt problem, designed to offer a little relief, but they...
MTM Episode 51 A Math Secret For Buying A House
Переглядів 2402 місяці тому
I'm sharing my favorite tip - DRIVEWAY MATH
MTM Episode 50 No one knows this massive VA secret!
Переглядів 602 місяці тому
Why is the VA loan the BEST mortgage in the country? Tune in to find out how the many advantages of VA loans stack up in favor of veterans and active duty service members.
MTM Episode 49 Home Buying Just Became More Affordable!
Переглядів 512 місяці тому
Does "affordable" and "buying a home" even go together anymore? Well, we take what we can get, and we're talking about some of the things we are seeing in the market that are definitely helping the cause!
MTM Episode 48 PMI Mortgage Insurance Actually SAVES You Money!
Переглядів 53 місяці тому
Most of us have been taught that mortgage insurance is to be avoided at all cost, but that's an old idea for many reasons, not the least of which is how CHEAP it can be in the modern world. Take a listen to the learn more about the other reasons. Be sure to subscribe to my channel for more great real estate content!
MTM Episode 47 Here s an easy way to know if you can buy a house 1
Переглядів 103 місяці тому
Do you know how to determine debt ratio? It's actually a pretty easy calculation, but people want to confuse it when it comes to qualifying for a mortgage. Here's a short video explaining how we do it. Zack Jones NMLS 546399
MTM Episode 46 Is Your Mortgage Preapproval Legit? What's a Prequalification? "Soft" credit pulls?
Переглядів 113 місяці тому
Preapproval? Prequalified? What do these terms mean when you are preparing to buy a new home? Is there a difference and will it hurt me if I'm prequalified and not preapproved? What about "soft" credit pulls VS "hard" credit pulls? We answer all the questions in this episode.
MTM Episode 45 Here's What Harris & Trump Are Promising For Housing & Mortgage Rates
Переглядів 93 місяці тому
The 2024 Presidential election is right around the corner and candidates are making promises....and we all know about the promises of politicians, right? The real estate market is a part of our economy that is not easily influenced at the federal level because it is such a PERSONAL market - it's fueled by people and families and emotions....and jobs and consumer confidence and discretionary inc...
MTM Episode 44 Here's How You Guarantee Yourself The Best Mortgage Rate
Переглядів 434 місяці тому
"Timing" the market to get the best mortgage interest rate can be a perilous journey - tune in to understand why - and how to make the best decision about locking your rate. #mortgage #finance #money #realestate #realestateagent #homebuyers #market
MTM Episode 43 These House & Loan Scams Will Show Up In Your Mail!!!
Переглядів 64 місяці тому
MTM Episode 43 These House & Loan Scams Will Show Up In Your Mail!!!
MTM Episode 42 Feds Drop Rates but Mortgage Rates Go UP ! WHY !
Переглядів 224 місяці тому
MTM Episode 42 Feds Drop Rates but Mortgage Rates Go UP ! WHY !
MTM Episode 41 How to pay a realtor fee without coming out of pocket
Переглядів 154 місяці тому
MTM Episode 41 How to pay a realtor fee without coming out of pocket
MTM Episode 40 Here s what house prices will do when rates drop
Переглядів 165 місяців тому
MTM Episode 40 Here s what house prices will do when rates drop
MTM Episode 39 Could Mortgage Rates Go UP on September 18th
Переглядів 55 місяців тому
MTM Episode 39 Could Mortgage Rates Go UP on September 18th
MTM Episode 37 The F-Word and Real Estate
Переглядів 35 місяців тому
MTM Episode 37 The F-Word and Real Estate
MTM Episode 36 Could Fed Rates Fall But Mortgage Rates Stay High
Переглядів 45 місяців тому
MTM Episode 36 Could Fed Rates Fall But Mortgage Rates Stay High
AGENTS! put one more deal in your pipeline!
Переглядів 16 місяців тому
AGENTS! put one more deal in your pipeline!
MTM Episode 35 Watch This Or You Will Get Fooled On Your Mortgage
Переглядів 76 місяців тому
MTM Episode 35 Watch This Or You Will Get Fooled On Your Mortgage
MTM Episode 34 Things They Don't Tell You When Buying A House
Переглядів 156 місяців тому
MTM Episode 34 Things They Don't Tell You When Buying A House
MTM 33 A Housing Secret for Discount Points
Переглядів 166 місяців тому
MTM 33 A Housing Secret for Discount Points
MTM Episode 32 How To Get A Perfect Credit Score
Переглядів 267 місяців тому
MTM Episode 32 How To Get A Perfect Credit Score
MTM 31 Watch these myths about home appraisals!
Переглядів 97 місяців тому
MTM 31 Watch these myths about home appraisals!
MTM 30 Is this the biggest scam in housing?!
Переглядів 727 місяців тому
MTM 30 Is this the biggest scam in housing?!
MTM Episode 29 Here s why rate forecasts are BAD!
Переглядів 18 місяців тому
MTM Episode 29 Here s why rate forecasts are BAD!
4:37
#afoolserrand - nailed it Zack!
Thanks friend!
#mortgagecasino - love it chad!
No way I’m trading my 2.75 rate for 7% on a more expensive home. I’d do it for the 10 grand if I could keep my low rate. Until then I’ll stay put.
A number of people are feeling "stuck" in their excellent interest rate, sometimes for the better and sometimes for the worse. I imagine there are some dinner-table arguments going on at many homes about the need to move for one reason or another and the resistance to do so because of interest rates. I hope we see some relief!
Promo>SM ☺️
He can't do jack.
That kind of sounds like something he might say LOL. The problem is that these are not real solutions, even if the intention was REALLY there. The White House has some policy influence in the overall economy but they don't have the will to execute on a complete plan. Instead of building it, we are presently eroding the economy.
'Promo SM' 😘