Finance Mind
Finance Mind
  • 32
  • 503 667
Tech Layoffs Triggering Housing Market Collapse: San Francisco, Seattle, and Austin in Crisis
This video delves into the current state of the housing market in San Francisco, Seattle, and Austin and how it's being affected by the recent tech layoffs. As the number of tech companies laying off employees increases, many homeowners and renters are struggling to keep up with their mortgage and rental payments. This has led to a sharp rise in foreclosures and evictions, causing the housing market to decline. I also take a look at the December 2022 Zillow housing market report and cover important details such as home values, home buyer demand, inventory levels, new listings, and pending listings. The report also reveals which tech companies are experiencing layoffs and how it's impacting the housing market in these cities. I analyze real estate data to gain a deeper understanding of the housing market crash and what it means for the future of these cities.
Don't forget to like and subscribe!
Comment down below with any questions!
Переглядів: 1 385

Відео

The 5 Best Savings Accounts 2023 | High-yield savings accounts, and iBonds for a recession!
Переглядів 95 тис.Рік тому
The Best Savings Accounts, and Bond accounts to open in 2023 With inflation raging at 6.5% YoY and the S&P 500 is now in bear market territory, you probably want a safer place to stick your hard earned savings! I've found the best high-yield savings accounts, savings accounts, and iBond / bonds for you to invest in with the highest returns. These high-yield savings accounts are great options fo...
Housing Market Crash: Is There A Secret To Why House Prices Haven't Fallen Yet?
Переглядів 484Рік тому
Mortgage rates are now 7-8%, almost triple what they were this time last year! Demand in the housing market has collapsed and many people are claiming the Real Estate Bubble has burst! But, why haven’t prices fallen? House prices have fallen! But the sky hasn’t dropped yet, we aren’t seeing 50% declines like we did in 2008 yet Also, I want to give advice to current home buyers-and help you all ...
Bank of America offers No Down Payment, Zero Closing Cost, No Credit Score Mortgage!
Переглядів 1,5 тис.2 роки тому
Bank of America just announced a really unique zero down payment mortgage product that aims to help underserved first time homebuyers achieve home ownership! The timing of this is a little bit odd given the housing market is slipping into correction territory and is giving off some 2008 vibes but this program aims to help underserved communities achieve home ownership by giving them $0 down pay...
Luxury Home Owners SHOCKED at 28.1% drop! (Luxury Real Estate CRASH)
Переглядів 1,6 тис.2 роки тому
The luxury real estate market is collapsing! The housing market bubble pops starting with luxury homes and then trickles down the real estate market to regular houses. If you’re like me and you like to browse for dream mansions on Zillow, you’ve probably noticed many of them are sitting on the market much longer than they did just a few months ago If you’re wondering why those luxury homes and ...
Business Bank Account for Small Business: DON'T HURT your business with the wrong one!
Переглядів 8 тис.2 роки тому
The best business checking accounts for small businesses. If you have a small business, startup, LLC, side gig or hustle, then you definitely need a great business bank account. In this video I review the best options out the for three primary scenarios that I see. After this video you'll know which of the top banks such as Goldman Sachs, Chase, Capital One, Bank of America, Wells Fargo, Axos, ...
Housing Market CRASH: 2/3rds of Markets Fallen from Peak!
Переглядів 1,6 тис.2 роки тому
New data is showing the housing market crash has now hit 98 of 148 housing markets in the US! The crash is a result of the continued affordability crisis driven by the Federal Reserve increasing interest rates and the massive home price appreciation over the past two years. BUT, prices are cooling in most US real estate markets the real estate bubble is ending. Hit hardest so far are California...
Student Loan Forgiveness 2022
Переглядів 2002 роки тому
Student Loan Forgiveness for 2022 is finally here! President Biden has finally announced his plan to cancel up $10,000 or $20,000 in student debt for millions of Americans. Details of the student loan forgiveness are still really hard to come by so I pulled together a comprehensive guide to explain what the plan is, who is eligible, how much money you could get, and how to apply. Make sure you ...
Zillow: Housing Market CRASH Officially Started!
Переглядів 3,9 тис.2 роки тому
Zillow data has shown the first month over month decrease in national home prices! This is the first data signaling the housing market crash or correction has started! New home construction is down nearly 10% YoY as buyers drop out of the market due to the home affordability crisis. Interest rates have increased so much that buyers can't afford the homes they went under contract on months ago. ...
The Housing Market Crash: REDFIN CEO Predicting When It Will Happen!
Переглядів 3722 роки тому
According to the Redfin CEO, the housing market crash has already started! The real estate bubble is bursting and institutional buyers (iBuyers) are contributing to flooding certain markets with excess inventory. In this video, I cover some reasons why markets such as Boise, Austin, Denver, SLC, and Florida are starting to experience significant housing and listing price decreases. Buyers are d...
5 Monthly Dividend ETFs That Are Set to Deliver Huge Gains in 2022 (High Dividend Yield ETFs)
Переглядів 2,7 тис.2 роки тому
Here are my top-5 best monthly dividend ETFs to earn income in 2022. All of these ETFs have very high monthly yields and could be great additions to any investors dividend portfolio. Monthly dividend ETFs are a great option for anyone looking to create significant passive income through investing. These returns are in the form of cash dividends, which you could then use as passive income to cov...
Why Dogecoin is on the Rise! Did my Dogecoin make me a MILLIONAIRE?
Переглядів 1652 роки тому
I invested $3,500 on Dogecoin back in early 2021 when meme stocks and crypto currencies were all the hype! AMC and GME / Gamestop stocks were being pumped up by Reddit / Wall Street Bets investors, and Elon Musk jumped onboard, especially with Dogecoin. I decided to take my investment long-term to see what would happen to hold a meme coin as a longer term investment (HODL to $1!!). This is the ...
The Florida Housing Market Bubble is BURSTING!
Переглядів 5 тис.2 роки тому
For the first time since before the pandemic, July 2019 to be exact, that housing supply is up! The increase is small but this is really a signal that the real estate has finally peaked and is shifting towards a buyers market- home sales have fallen 16% year over year as buyers are disappearing and the number of active listings continues to grow. Prices are also dropping all around the country ...
Best CD rates 2022 | Certificate of Deposit explained
Переглядів 40 тис.2 роки тому
The best certificate of deposit accounts or CDs to open in 2022 and the basics of investing in CDs, from what they are, to the differences between Bank CDs and Brokered CDs. With inflation raging at 8.6% YoY and the NASDAQ and Stock Market now in bear market territory, you probably want a safer place to stick you hard earned savings! I've found the best CDs (certificates of deposits) for you to...
Sellers PANIC SLASHING home prices as market crashes!
Переглядів 6502 роки тому
Home sellers are panicking as buyers are disappearing in the housing market! We are seeing record numbers of sellers and real estate agents listing homes, then shortly after, lowering prices! This is causing massive price corrections across the country as we are starting to transition into a buyers market. This phenomenon is hitting certain markets and regions harder specifically those markets ...
Inverse ETFs: The perfect way to make money while you sleep!
Переглядів 26 тис.2 роки тому
Inverse ETFs: The perfect way to make money while you sleep!
9 Graphs *PROVE* Real Estate SLOWDOWN | Housing Market Bubble Explained
Переглядів 3112 роки тому
9 Graphs *PROVE* Real Estate SLOWDOWN | Housing Market Bubble Explained
The Housing Market just got WORSE than 2008! | Massive firings at Real Estate firms
Переглядів 2,2 тис.2 роки тому
The Housing Market just got WORSE than 2008! | Massive firings at Real Estate firms
The 5 Best Bank Accounts 2022 | High-yield savings accounts, CDs, and iBonds for a recession!
Переглядів 295 тис.2 роки тому
The 5 Best Bank Accounts 2022 | High-yield savings accounts, CDs, and iBonds for a recession!
78% of Americans DROPPING out of Housing Market! Real Estate inventory finally rising!
Переглядів 2052 роки тому
78% of Americans DROPPING out of Housing Market! Real Estate inventory finally rising!
Top 7 iShares (Blackrock) Index Funds to Buy in 2022 (Financial Freedom!)
Переглядів 11 тис.2 роки тому
Top 7 iShares (Blackrock) Index Funds to Buy in 2022 (Financial Freedom!)
The Housing Market has FINALLY peaked! Is this the beginning of a CRASH?
Переглядів 1,6 тис.2 роки тому
The Housing Market has FINALLY peaked! Is this the beginning of a CRASH?
What *NOT* to do during a RECESSION
Переглядів 3402 роки тому
What *NOT* to do during a RECESSION
Housing Market CRASH: Most overvalued real estate markets!
Переглядів 2332 роки тому
Housing Market CRASH: Most overvalued real estate markets!
First time home buyer 2022: Should you buy now or wait?
Переглядів 2702 роки тому
First time home buyer 2022: Should you buy now or wait?
How to invest in ETFs & Index Funds: Step-by-step guide for beginners 2022
Переглядів 3322 роки тому
How to invest in ETFs & Index Funds: Step-by-step guide for beginners 2022
How much EXACTLY do Elon Musk and Tesla Execs get paid? *Salary Reveal*
Переглядів 522 роки тому
How much EXACTLY do Elon Musk and Tesla Execs get paid? *Salary Reveal*
The Housing Market is *CRASHING*!! (But really, IS it?)
Переглядів 1072 роки тому
The Housing Market is *CRASHING*!! (But really, IS it?)
5 ETFs That Will Outperform The Market In 2023!
Переглядів 3302 роки тому
5 ETFs That Will Outperform The Market In 2023!
The Truth About MBA Salaries! | How much do they REALLY make?
Переглядів 3 тис.2 роки тому
The Truth About MBA Salaries! | How much do they REALLY make?

КОМЕНТАРІ

  • @clicknetusa
    @clicknetusa Місяць тому

    Generally speaking, wouldn't you say that investing in inverse stocks during the winter is probably more profitable than other times of the year since if I'm correct I believe that the stock market generally goes down or goes down more significantly before it goes back up during the winter time?

  • @InfluencerPodcast2023
    @InfluencerPodcast2023 2 місяці тому

    when would an inverse etf go to 0?

  • @tekksavvy2242
    @tekksavvy2242 2 місяці тому

    !

  • @John-tc7yp
    @John-tc7yp 4 місяці тому

    Nonsense, LOL. If you can time the market, sure, the big if.

  • @ferminruiz3753
    @ferminruiz3753 4 місяці тому

    Can you compare Lili vs Relay? Would Lili be easier to keep accounting and tax implication rather than having to integrate quickbooks?

  • @musab2025
    @musab2025 4 місяці тому

    Amazing work dude

  • @jenniferalmonor1981
    @jenniferalmonor1981 5 місяців тому

    Thank you for this pointers

  • @jacksonjoz
    @jacksonjoz 5 місяців тому

    Hit 200k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started with 17k in last month 2024.

    • @simonphillips2247
      @simonphillips2247 5 місяців тому

      Wow that's huge, how do you make that much monthly?

    • @jacksonjoz
      @jacksonjoz 5 місяців тому

      Honestly speaking, I will continue to trade and stick to Sylvia Nicolas daily analysis and guides as long as it works well for me..

    • @lindseyberrum716
      @lindseyberrum716 5 місяців тому

      Woah for real? I'm super excited. Sylvia nicolas strategy has normalized winning trades for me also. and it's a huge milestone for me looking back to how it all started😀

    • @rosaliavasqueez
      @rosaliavasqueez 5 місяців тому

      Through her strategies I was able to afford a nice apartment in the US. It was huge success and massive all i can say is that her confident in day trading is top notch.

    • @alexandravan-es4th
      @alexandravan-es4th 5 місяців тому

      Though I started with as low as $30,000 AUD actually because it was my first time and it was successful, She's is a great personality in Australia.

  • @darrenmoore-xx5rc
    @darrenmoore-xx5rc 5 місяців тому

    Hit 200k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started with 17k in last month 2024.

    • @toulahen-sd6zk
      @toulahen-sd6zk 5 місяців тому

      Wow that's huge, how do you make that much monthly?

    • @darrenmoore-xx5rc
      @darrenmoore-xx5rc 5 місяців тому

      Honestly speaking, I will continue to trade and stick to Sylvia Nicolas daily analysis and guides as long as it works well for me..

    • @wwalter-y7y
      @wwalter-y7y 5 місяців тому

      Woah for real? I'm super excited. Sylvia nicolas strategy has normalized winning trades for me also. and it's a huge milestone for me looking back to how it all started😀

    • @kevingutierrez-nc8gw
      @kevingutierrez-nc8gw 5 місяців тому

      Mrs. Sylvia Nicolas has this great force like the ocean🌊. I have never seen any of her clients complain of loss.

    • @larkins-xc2uv
      @larkins-xc2uv 5 місяців тому

      Though I started with as low as $30,000 AUD actually because it was my first time and it was successful, She's is a great personality in Australia.

  • @percevalzinzin5983
    @percevalzinzin5983 5 місяців тому

    How about shorting reverse ETF's? Not kidding, actually...

  • @LunaMiriam-p7v
    @LunaMiriam-p7v 6 місяців тому

    Were to invest?

  • @Rich72James
    @Rich72James 7 місяців тому

    They seem more risky than the bull ones because you have to be so careful with timings

  • @VishalDesai711
    @VishalDesai711 8 місяців тому

    How about $SPDN? Does inverse ETF decay value?

  • @mike2401
    @mike2401 8 місяців тому

    Can you purchase inverse etf under roth and traditional ira?

    • @michaelmcwhirter
      @michaelmcwhirter 7 місяців тому

      Can you explain what you mean? Are you trying to short a Roth or traditional ira?

    • @mike2401
      @mike2401 7 місяців тому

      @@michaelmcwhirter you cant short a roth or a traditional ira. Theyre not something you can buy.

    • @joshm3342
      @joshm3342 7 місяців тому

      In any self-directed IRA, you can buy & sell any registered securities, so YES.

  • @undisclosed9531
    @undisclosed9531 8 місяців тому

    these products are mathematically designed to lose value for the buyer and create value for the issuer the longer the time horizon

  • @julianabarba-p7r
    @julianabarba-p7r 8 місяців тому

    Great explanation !

  • @trinaphan4794
    @trinaphan4794 9 місяців тому

    Thanks

  • @thesweeper1262
    @thesweeper1262 9 місяців тому

    Why is the title "The perfect way to make money while you sleep", that just doesnt make sense because your still trading like normal but being able to bet on the downside.

  • @superturbo2008
    @superturbo2008 9 місяців тому

    I am going to give my humble opinion on the experience between these two banks: Relay has spectacular customer service, excellent support, you can open up to 50 accounts from the mobile app or the web, and opening the account is very simple. There are no costs for a minimum balance. On the contrary, Mercury Bank has declined a lot; customer service has become a nightmare. Friends have told me that opening an account has become very cumbersome. I had a fraud issue with Mercury Bank through a payment gateway, and Mercury Bank held my money blocked for 7 months, and it was a significant amount until my lawyer sent them a statement, and they immediately unblocked my money without giving me any excuses. Additionally, it is very expensive to maintain.

  • @arthasastr
    @arthasastr 10 місяців тому

    If you have over 100K, then MerrillEdge’s CMA account with Preferred Deposit is a good option, with FDIC insured. You get best market variable interest rate and your money is not locked in like in a CD. The great thing about it is, you can take out most of your 100K after a week by yourself, and keep as much as $1000 and keep debiting or crediting the Preferred deposit account as per your demands.

  • @carloscarlos7044
    @carloscarlos7044 10 місяців тому

    What makes a I bond of 10,000 more safer than a savings account of under 250,000 ?

  • @carloscarlos7044
    @carloscarlos7044 10 місяців тому

    Do online banks send paper 1099 forms in the mail ?

  • @ericsuperdietz9936
    @ericsuperdietz9936 Рік тому

    2023 was pretty good, its sept now and im looking everywhere for some idea before "the crash" ! i think you just helped my dilemma . So... 🥃heres to the next crash. and im only using this for contracts. 😮 not for buy and hold. dont invest like me kids.

  • @samkurz
    @samkurz Рік тому

    Go to fidelity and get 4.97 in a money market

  • @litolito8592
    @litolito8592 Рік тому

    Is it just me? Am i the only one that seem to have fear about this online banks?

  • @lissettehernandez6299
    @lissettehernandez6299 Рік тому

    Love this guy and how well he explains things; in such a way that anyone can understand. Wish he was putting out more content. That's the only reason why I have not hit "subscribe".

  • @Daily_Fruit
    @Daily_Fruit Рік тому

    Where do I buy on is there an app?

  • @aroyotu
    @aroyotu Рік тому

    Why is Bank of America shown on the title page but not discussed on the video?

  • @Vinyvasquez
    @Vinyvasquez Рік тому

    You are very smart! I just stumbled on your channel and I have now subscribed. Thnks you for sharing your knowledge for free. Do you thnk it is better to rent or own a home? Thanks. I'd like to thnk there are others like us. Just turned 58

    • @keralakora
      @keralakora Рік тому

      ​@Gaurnjlthis is huge! would love to grow my reserve regardless of the economy situation, my 401k has lost everything accrued since early 2019, at this point, i'm in need of guidance, can you point me?

    • @FloriKrueger
      @FloriKrueger Рік тому

      I don't see BoC dropping rates even if inflation get's to it's 2% target's or even lower, when BoC did pause home buyer jump into the market faster then supply could keep up making home not only rise but jump in price and bidding, also keeping rates high let's banks and lenders have very high profits do to many home owner paying interest only mortgage payments and adding to they balance for years to come

    • @Natasha-q2u
      @Natasha-q2u Рік тому

      Great actually. I am one of many private clients under KAYLA TABITHA RODRIGUES, with private invsting I made over 500 grand, 200 is ready to redeploy back into the equity and money mrkts in the ratio as rebalanced by Kayla. You are welcome.

    • @MimaLopez-jt4vq
      @MimaLopez-jt4vq Рік тому

      Thanks for the share! copied and pasted full name on my browser, effortlessly found her, very professional. I got some feedback hope to speak on the phone soon.

    • @HermanOberg
      @HermanOberg Рік тому

      ​@@Natasha-q2ucan I get a phone-no to this advsor you use? I have lost over 50k when the mrkt began to pump.

  • @StenellaFr
    @StenellaFr Рік тому

    SQQQ would be interesting to mention

  • @annavitalia
    @annavitalia Рік тому

    this is so helpful, ty!

  • @todddd88
    @todddd88 Рік тому

    BoA 🧐🤨

  • @p.m.2914
    @p.m.2914 Рік тому

    what about redneck bank? 5.05% right now

  • @maxjoey197
    @maxjoey197 Рік тому

    Now they paying 5.00 discover has APY 5.00 😊

  • @Native722
    @Native722 Рік тому

    I like Synchrony, Ally, Discover, Bread Financial

  • @raytailor9251
    @raytailor9251 Рік тому

    Interesting! New subscriber.

  • @Kenny-Ross
    @Kenny-Ross Рік тому

    Goldman Sachs is now offering a APY of 5.05% for a 10 month term with a $500 minimum deposit. Great video! Thank you.

  • @JayKnudson-b8f
    @JayKnudson-b8f Рік тому

    @bluevine is horrible. They closed my account because I tried to deposit a check made out to my DBA even though I uploaded all the documentation stating that during the sign up process. No Communication just an email saying we closed your account and are sending you a check for all the funds in the account. Now my cash is tied up for a couple weeks. Don't do business with @Bluevine

  • @tcbridges
    @tcbridges Рік тому

    Marcus by Gold is at 3.75% savings right now no Penalty's Cash in 3 days if you need it. Pnc is at 3.93% right now

  • @Marcivan777
    @Marcivan777 Рік тому

    I don't know somehow I like Novo better. The only bad thing of what I see is that you don't get a business line of credit in which that is what I am interested in. Cash deposit not available but I can do other bank for cash deposit andctrqnsfer ach.

    • @mentalhealthwellnesscoach9917
      @mentalhealthwellnesscoach9917 Рік тому

      How long you have been with novo ? As I’m getting mixed reviews with novo and relay ? I’m confused with novo , relay and credit union please guide

  • @adrianlopezmoreno6648
    @adrianlopezmoreno6648 Рік тому

    Thank you for making this video. I answered so many questions I had. Quick question - if an index fund is priced at let’s say $300 but I can only invest 100 each month, should I buy it even if it means I only have a fractional share? I can’t really find a video on this so it would help if you could point me in the right direction

  • @paultossed5755
    @paultossed5755 Рік тому

    Salem Direct Savings: Signing up was extremely cumbersome. Salem does not increase my APY (4.1%) when they increase their published rate however will automatically decrease my rate if they so choose. I initially deposited $100 when applying and then $4900. (application sign-in ID & Password are totally different than account sign in (ludicrous!). I was planning to transfer a much greater amount but, I fortunately read some reviews and realized there were limitations on transfer out. There is a daily limit of $5K daily withdrawals and $20K monthly, only 6 transfers per per cycle or a $10 fee. Nowhere in the application process or on the website was this noted. No way I can transfer the money amounts that I want when they limit withdrawals like that. I will not place any more money in this bank as there is no transparency as to the rules and limitations. Very deceptive practices!

  • @NB-xc5wz
    @NB-xc5wz Рік тому

    Thank you so much!

  • @clagueb3686
    @clagueb3686 Рік тому

    DISCOVER (DFS) Bank savings gives 3.60% APY (March '23) No min, No max. FDIC insured. Online only. Compounds daily. Synchrony bank ad popped up while watching this 4.00%. CIT bank is now 4.20% (March 2023).

  • @Rochy1969
    @Rochy1969 Рік тому

    Thanks!!!

  • @ammiministry
    @ammiministry Рік тому

    Lending Club is offering 4.2% saving account

  • @donnabennett5454
    @donnabennett5454 Рік тому

    Ally does have a limit of six withdrawals per month, as most banks do. If you go over that limit, there's a $10 fee. They also mention overdraft fees too.

  • @user-sf2ci2ly2o
    @user-sf2ci2ly2o Рік тому

    Your video is so lying 😂😂😂😂😂 all banks failed as rubbish

  • @troyangles
    @troyangles Рік тому

    Thanks for these options. Can you do another video about the savings options offered by brokerage houses like Robinhood and Webull?

  • @waylon200
    @waylon200 Рік тому

    😜 *promosm*